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Singa's microcredit
A microcredit to support entrepreneurs with refugee or migrant experiences.
In Switzerland, many entrepreneurs with refugee or migrant experiences face major obstacles in accessing financing due to their administrative status, lack of banking history, or absence of collateral. Yet, financial support of just a few thousand Swiss francs can have a decisive impact on the growth of their business.
At SINGA Switzerland, we have launched a microcredit project to address this concrete need. This initiative is aimed at alumni entrepreneurs of our programs (participants in the Incubator, Bridge, or Accelerator programs within the last three years prior to applying), who have already launched a business and are seeking funding between CHF 5,000 and CHF 10,000.
Objectives and conditions
The objectives of this microcredit are to:
- Strengthen the economic autonomy of entrepreneurs
- Promote social and professional inclusion
- Offer an alternative to traditional financing, which is often inaccessible
Microcredit conditions:
- Repayment period: 1 to 3 years
- Interest rate: 5%, intended to cover administrative costs
Applications are reviewed by an investment committee composed of experts from the entrepreneurial and financial sectors. In addition to funding, beneficiaries receive personalized support from SINGA to ensure the sustainability of their project.
ELIGIBILITY CRITERIA
Origin
At least one member of your management team is originally from a non-EU/EFTA/UK country.
CH/EU/EFTA/UK citizens can also apply if their business actively supports people with refugee experience in its day-to-day operations.
Permit
At least one member of your management team holds a Swiss permit type F, B, C, or S.
CH/EU/EFTA/UK citizens are eligible if their company’s mission includes supporting people with refugee experience in its daily activities.
Language
Be able to hold a business conversation in English (minimum level B2).
BE a singa alumni
Have completed a SINGA program (Incubator, Bridge, or Accelerator) within the three years prior to applying.
Submit a full application
Via www.previsionnel.ch, including a business plan and financial projections, for funding between CHF 5,000 and CHF 10,000.
The business must:
Be registered As an LLC (SARL) or a sole proprietorship (RI).
Provide:
A debt clearance certificate (attestation de non-poursuite).
Commit to:
Reporting and activity follow-up as defined by SINGA.
2025 CALENDAR
APPLICATIONS OPEN
Applications must be submitted via www.previsionnel.ch, with the final project sent to SINGA.
INVESTMENT COMMITTEE MEETING;
Selected entrepreneurs will be invited to present their application.
FINAL DECISION
Entrepreneurs will be informed of the final decision, contracts signed, and microcredits disbursed.
HOW TO SUBMIT AN APPLICATION
Would you like to apply for a microcredit as a SINGA Alumni?
1. Create your account
Create your account on www.previsionnel.ch
2. Complete all required information
- Project details
- Project owner(s)
- Financing needs (maximum: CHF 10,000)
- Business plan
- Business Model Canvas
- Financial projections
- Documents:
- Business registration extract or RI registration certificate,
- Debt clearance certificate.
- Copy of residence permit
3. Submit your application
Submit your application by selecting SINGA before October 15, 2025.
PARTNERS
This project is made possible by:
LEGAL NOTICE
SINGA is not a financial institution. This microcredit scheme is implemented within a non-profit program. Loans are granted exceptionally with the objective of supporting social entrepreneurship.
Microcredit approval is subject to the acceptance of the application by the investment committee. Funds are limited and allocated based on the eligibility criteria defined by SINGA. A microcredit is a commitment.
Borrowing money commits you to repay it. Before applying, ensure that repayment terms are compatible with your financial situation. SINGA promotes responsible credit use and does not support over-indebtedness.
SINGA Schweiz is a recognized non-profit association. Loan repayments and interest exclusively serve to ensure the project’s sustainability.
SINGA Switzerland is a recognised non-profit organisation that does not pursue any commercial objectives.
Would you like to support this initiative or learn more? Write to us at: